If you are 20 years old today, you WILL wake up tomorrow and be 35
Whatever you are saving, it's not enough.
I will however ask that you consider the things you're subscribed to today. Are you still as excited about the purchase as you were on the day you signed up? If not, ask whether you really need the item in your life or if you are willing to continue paying the monthly or annual fee.
consider your reasoning behind every purchase that you make over $50. At $50, you can catch a lot of mistakes.
I hate to say this but you are the only person watching out for you. Whether you are relying on an inheritance from Daddy or banking on your $1,300 Social Security check, you are simply a fool to assume that it's headed your way.
You can NOT rely on anything that you don't personally control
Treat your relationship with unprecedented respect. Consideration, compromise, trust, etc. You get the point - don't get married on a whim.