What do you do if you discover that you are an identity theft victim?

We're all at risk:

• Do you hand your credit card to restaurant servers?
• Do you receive mail at your home?
• Do you shop on the Internet?
• Do you shred all discarded personal mail? 

What if it happens to you:

• How many phone calls must you make?
• What agencies do you call?
• How many hours will it take?
• How much money will be lost?